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Free Tax Planning Tool

Smart Tax Planning
Optimizer for FY 2025–26

Find the best tax-saving options tailored to your income, lifestyle and goals. Reduce your tax liability legally — beyond just Section 80C.

Maximize Tax Savings Without Spending Extra
Cut Tax Liability by Up to ₹2.5 Lakh
Boost Take-Home Salary & Home Savings
Optimize My Tax Now
5L+ Tax Saved
2M+ Users Trusted
4.8★ Google Rating
Free Always Free

EasyTaxFix Optimizer

Get your personalized tax-saving plan in 30 seconds

Indicative estimate. For precise planning, consult a tax expert.

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Everything You Need to Know
About Tax Planning

Answers to the most common questions about smart tax planning and how our optimizer helps you.

A Tax Planning Optimizer is a smart tool that analyses your complete income profile — salary, investments, loans, HRA — and recommends the best legally-available deductions and exemptions to minimise your tax outgo for the year. EasyTaxFix's optimizer goes beyond 80C and covers 15+ deduction sections.
Most salaried people lose thousands of rupees every year by not claiming all deductions they're eligible for. With proper planning done early in the financial year, you can restructure your CTC, claim HRA correctly, maximise 80D, 80E, and NPS benefits — reducing your effective tax rate significantly.
Enter your income, existing investments and loan details. Our engine computes your current tax, identifies unused deduction headroom across 80C, 80D, 80CCD(1B), 80E, 24(b) and more, then suggests the exact amounts to invest or declare to reach the maximum legal tax saving for your bracket.
You can save beyond 80C using: NPS (80CCD(1B) — ₹50,000 extra), Health Insurance (80D — up to ₹75,000), Home Loan Interest (24b — up to ₹2L), Education Loan Interest (80E — unlimited), Rent Paid without HRA (80GG), and Donations (80G). Most taxpayers are unaware of several of these.
It depends on your deductions. Generally, if your total deductions exceed ₹3.75L, the Old Regime is better. For people with few investments or loans, the New Regime with lower flat rates wins. Our optimizer calculates both and shows you exactly which saves more for your specific situation.
Yes. EasyTaxFix does not store personal income details entered in the tax calculator. All calculations happen in your browser. We are ISO 27001:2013 certified for data security. For detailed personalized advice, you'd engage with a CA after verifying your identity securely.
Typical Savings Breakdown For ₹12 LPA income, Old Regime
Section 80C (ELSS, PPF, EPF)₹46,800
NPS 80CCD(1B)₹15,600
Health Insurance 80D₹9,100
Home Loan Interest 24(b)₹62,400
Total Tax Saved ₹1,33,900
Why Use It

Benefits of Tax Saving
& Planning with EasyTaxFix

Year-Round Tax Savings

Plan at the start of the year, not the end. Early planning gives you time to invest right and claim every rupee.

Saves Time — Results in Under 2 Minutes

No complicated spreadsheets. Enter your details and get an actionable savings report instantly.

Identify Missed Deductions Instantly

Many taxpayers skip 80D, 80CCD(1B) and HRA claims. We flag every gap so you don't leave money on the table.

Personalised CTC Restructuring Advice

Get suggestions on how to restructure your salary components — HRA, LTA, meal vouchers — to increase your in-hand pay.

Process

How to Get Your Tax Saving Plan

Four quick steps to your personalised tax optimisation report — no CA required.

1

Enter Income Details

Input your gross salary, age, and current tax regime preference into the tool above.

2

Add Your Investments

Tell us about your 80C investments, health insurance, home loan, and NPS contributions.

3

Get Instant Analysis

Our engine computes your current tax, identifies gaps, and shows how much more you can save.

4

Download Your Report

Get a free personalized PDF report with section-wise saving recommendations to share with your employer.

Start Optimizing Free →
Why EasyTaxFix

Everything That Makes
Tax Planning Effortless

Built for Indian taxpayers — accurate, fast, and completely free.

Smart AI Recommendations Personalised suggestions, not generic advice
Paperless & Fast No uploads, no forms — just numbers
Lower Your Tax Burden Up to ₹2.5L saved through legal routes
256-bit Secure Your data never leaves your browser
Old vs New Regime Comparison We show you which saves more — you choose
CA Expert Backup Complex cases? Book a CA in one click
Save Tax Now →
Happy Customers

Real Savings, Real Stories

"

I was only claiming 80C investments and had no idea about NPS or the 80D deduction for my parents' health insurance. EasyTaxFix showed me I was leaving over ₹38,000 in savings on the table every year. Took me 4 minutes to figure this out.

RK
Rohit Kapoor Software Engineer, Bengaluru
"

As a freelancer I had no idea the Old Regime could save me more than ₹1.2L compared to the New Regime, given my home loan and investments. The regime comparison feature alone is worth using EasyTaxFix. Switched immediately and saved big this year.

PS
Priya Sharma Freelance Designer, Mumbai

Start Tax Saving Now —
Your Best Guide is Right Here

Join 2 million+ Indians who plan smarter with EasyTaxFix. It's free, takes 2 minutes, and could save you lakhs.

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