ITR e-Filing for NRIs — FY 2025–26

Filing Taxes in India
as an NRI?
We Make It Simple.

Earning from Indian property, investments, or capital gains? Our dedicated NRI tax experts handle everything — from residency determination to DTAA benefits — so you don't have to decode the rulebook.

NRI-specific ITR-2 & ITR-3 DTAA & Double-Tax Relief Dedicated CA Support Capital Gains from India

40,000+ NRI Returns Filed

₹12Cr+ TDS Refunds Secured

4.8★ Average Client Rating

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Eligibility

Who Needs to File
NRI Tax Returns?

If you earn income from India while living abroad, the Indian tax law may still apply to you. Here's who must file.

Rental Income from Property

Own a house, flat, or commercial space in India that's tenanted? That rent is taxable Indian income and must be reported annually.

Capital Gains on Investments

Sold shares, mutual funds, or property in India? Capital gains from such transactions are taxable in India regardless of your residency status.

NRO Account Interest

Interest earned on an NRO savings or fixed deposit account is fully taxable in India. NRE account interest, however, is tax-exempt.

Indian Salary or Pension

Working remotely for an Indian employer, or drawing a pension from an Indian source? This income is Indian-origin and needs to be declared.

Foreign Assets & FEMA Reporting

Holding overseas bank accounts, foreign shares, or property abroad? Schedule FA disclosure is mandatory to stay fully compliant.

TDS Refund Claimants

Excess TDS deducted on rent, property sale, or bank interest? Filing an ITR is the only way to claim that refund back into your account.

What We Do

Our NRI Tax Filing
Services Include

From determining your residency status to applying treaty benefits, our CA team covers every dimension of NRI taxation so nothing is missed or over-paid.

Residential Status Determination

NRI, RNOR, or Resident? Your tax obligation in India depends on this classification — we determine it correctly every time using the exact day-count method.

Taxable Indian Income Filing

We identify all India-sourced income — rent, gains, interest, salary — compute the liability accurately, and file the appropriate ITR form on your behalf.

Capital Gains Computation

Short-term, long-term, indexed — our team computes gains precisely for equity, MFs, and property sales, ensuring you don't over-pay a rupee.

DTAA Application & Tax Relief

India has DTAA agreements with 90+ countries. We apply the right treaty to ensure income already taxed abroad is not taxed again in India.

Cryptocurrency Income Handling

Traded crypto on Indian or foreign exchanges? VDA income is now taxable in India at 30%. We report it correctly so there are no surprises later.

CA-Assisted Plan

eCA NRI Expert Plan

₹ 2,999 / return

Residential Status Determination Included
Taxable Indian Income — All Sources Included
Capital Gains Computation Included
Tax Planning for Property Sales Included
DTAA Benefits & Treaty Application Included
Cryptocurrency / VDA Income Included
TDS Refund Claim Assistance Included
Notice Handling & Compliance Support Included

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DTAA — Double Taxation Avoidance

Are You Paying Tax Twice on the Same Income?

India has signed DTAA treaties with over 90 countries including the US, UK, UAE, Canada, and Singapore. These treaties ensure you're only taxed once — either in India or in your country of residence. Our NRI tax experts know how to invoke the right article of the right treaty to maximise your savings legally.

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Why Tax2Win

Why NRIs Trust Us for
Indian Tax Filing

Filing from abroad comes with unique challenges. Here's why thousands of NRIs choose us year after year.

NRI-Specialist CAs

Every NRI case is handled by CAs with dedicated NRI & FEMA expertise — not a general-purpose tax advisor.

End-to-End Filing

From gathering documents to e-filing and e-verification — we handle the entire process on your behalf, remotely.

India-Deadline Aware

We track all ITR deadlines — including extended dates — so no penalty ever catches you off-guard while you're overseas.

Global Reach

Clients in 30+ countries, across all time zones. Video consultations, WhatsApp support, and a secure client portal — available wherever you are.

NRI Deductions

What Deductions Are Allowed
vs Not Allowed for NRIs?

NRIs have a slightly different deduction landscape than residents. Knowing the difference helps you plan better.

Deductions Available to NRIs

✅ Section 80C — ELSS, PPF (if existing), life insurance, NPS contributions
✅ Section 80D — Health insurance premiums for self and family in India
✅ Section 80G — Eligible charitable donations to Indian institutions
✅ Section 24(b) — Interest on home loan for self-occupied or let-out property
✅ Standard Deduction — ₹50,000 if earning salary from an Indian employer
✅ Indexation benefit on long-term capital gains from property (if opted)

Deductions NOT Available to NRIs

❌ Section 80TTA — Interest on savings account deduction (resident-only benefit)
❌ Section 80TTB — Additional ₹50,000 deduction for senior citizens on interest income
❌ Investment in PPF as a new account (NRIs cannot open fresh PPF accounts)
❌ Tax-free interest on NRE and FCNR accounts in ITR (exempt, but not a deduction)
❌ Section 80EE / 80EEA — First-time homebuyer additional interest deduction (residents only)
❌ Carry-forward of losses if ITR is not filed by the due date

Client Stories

Hear from NRIs Who
Filed with Us

Over 40,000 NRIs have trusted us with their Indian taxes. Here's what some of them have to say.

I had rental income and capital gains from selling my parents' flat. The DTAA part was completely new to me. The CA explained everything patiently and saved me almost ₹80,000 in tax. Incredible service.

Filing from the UK was always stressful. This year I handed everything over to Tax2Win and received my TDS refund in 3 weeks. The CA handled all communication with the tax department too. Highly recommend.

I have MF investments and an NRO account generating interest. The team correctly classified my residential status as RNOR and helped me avoid tax on global income. Very thorough and professional.

FAQ

Frequently Asked Questions
on NRI Tax Filing

Your residential status depends on the number of days physically present in India during a financial year (April–March). You are an NRI if you stayed in India for fewer than 182 days during the financial year, or fewer than 60 days in that year AND fewer than 365 days over the preceding four years. There is also a special RNOR (Resident but Not Ordinarily Resident) category for those who recently returned. Misclassification can lead to significant over- or under-reporting of income, so it's worth getting an expert to verify this first.

ITR filing is mandatory for NRIs if total taxable income from Indian sources exceeds ₹2.5 lakh in a financial year, or if TDS has been deducted and you wish to claim a refund. Even if income is below this threshold, filing is highly recommended as it helps in securing a TDS refund, applying for loans, and maintaining a clean tax record with the Income Tax Department.

Key documents include: PAN card, Aadhaar (or RNOR/NRI declaration), passport copy, NRO/NRE bank statements, Form 26AS and AIS from the IT portal, TDS certificates (Form 16A), capital gains statement from broker or mutual fund house, property documents if applicable, and a copy of last year's ITR. For DTAA claims, you'll also need a Tax Residency Certificate (TRC) from the country of residence.

No. Interest earned on NRE (Non-Resident External) savings and fixed deposit accounts is fully exempt from Indian income tax as long as you maintain your NRI status. However, interest on NRO (Non-Resident Ordinary) accounts is fully taxable in India and TDS is typically deducted at 30% on this income. Upon return to India and becoming a resident, NRE interest becomes taxable.

DTAA is a bilateral tax treaty between India and another country that prevents the same income from being taxed in both countries. India has DTAA with 90+ nations. Under DTAA, the NRI can either claim exemption in one country or take credit for taxes paid in the other. The specific benefit depends on the type of income (dividend, interest, salary, capital gains) and the specific treaty. A valid Tax Residency Certificate (TRC) from your country of residence is required to claim DTAA benefits.

Absolutely not. ITR filing is entirely online and can be done from anywhere in the world. You can also authorise a representative in India — like a CA — to file on your behalf. With Tax2Win, the entire process is remote: you share documents digitally, your CA handles the filing, and e-verification can be done via your NRO bank's net banking facility or by sending a signed ITR-V by post to CPC Bengaluru within 30 days of filing.

For NRIs, income earned and received outside India is not taxable in India. Only income sourced from or received in India is subject to Indian tax. This includes rent from Indian property, capital gains on Indian assets, interest from NRO accounts, salary from an Indian employer, and pension from Indian sources. Foreign salary, foreign bank interest, or income generated and kept abroad is completely out of scope for Indian taxation as long as your NRI status holds.

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Accurate, Secure & Fully Remote

Let a dedicated NRI tax expert handle everything. Join 40,000+ NRIs who trust Tax2Win every year.

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Filing Taxes in India as an NRI? We Make It Simple.